Morgan Stanley Smith Barney is a wholly owned subsidiary of Citigroup, with its headquarters located in
New York. Morgan Stanley Smith Barney was established in 1873, and became part of Citigroup Inc. in 1998.
Citigroup's principal businesses are traditional banking, consumer finance, credit cards,
investment banking, securities brokerage and asset management, and life insurance. Citigroup
is a diversified financial services company with over 300,000 employees and more than 200
million customer accounts, corporations, institutions and governmental clients in 1100 countries
around the world.
Morgan Stanley Smith Barney has partnered with Diversified Investment Advisors (Diversified), a national
investment advisory firm with a singular business focus–retirement plans. Diversified has provided
retirement plan and investment services for both Defined Contribution and Defined Benefit plans
for over 50 years. They work in partnership with clients to provide exceptional investment options,
trustee services, recordkeeping services, technical guidance and participant communications.
How To Open An Account and Begin Contributing
Employees must contact Morgan Stanley Smith Barney/Diversified Investment Advisors to schedule a meeting with
one of the representatives listed to establish an account(s). Once Morgan Stanley Smith Barney/Diversified Investment
Advisors has confirmed your account is established you may submit a Salary Reduction/Deferral
Agreement to MCPS to begin your contributions.
Forms and Documents
Applications | 
