Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. With headquarters in Philadelphia, the companies of Lincoln Financial Group had assets under management of $251 billion as of September 30, 2007, and had annual consolidated revenues of $9.1 billion in 2006.

The company offers: annuities; life, group life and disability insurance; 401(k), 403(b) and 457 savings plans; mutual funds; managed accounts; institutional investments; and comprehensive financial planning and advisory services.

Important MCPS Contract Information

On January 1, 2007 Lincoln Financial began offering the Lincoln Alliance contract. Contributions to the Multi Fund annuity contract were suspended. MCPS employees are permitted, but not required, to exchange their former Multi Fund annuity contract assets into their Alliance account without any surrender charges applying. Employees that do not consolidate their accounts will receive two quarterly statements.

How To Open An Account and Begin Contributing

Employees must contact Lincoln Financial Group to schedule a meeting with one of the representatives listed to establish an account(s) and complete a MCPS Salary Reduction/Deferral Agreement. Once Lincoln Financial Group has confirmed your account is established you may submit a Salary Reduction/Deferral Agreement to MCPS to begin your contributions.

Forms and Documents

To request Administrative Forms follow the procedures detailed below.

For the Lincoln Alliance Product:

1. Log into the Lincoln Alliance site at www.lincolnalliance.com.
2. After logging on to the site, click the "Plan Forms Request" link.
3. Select which MCPS Plan you would like to receive forms for:
   1. Tax Sheltered Savings Plan (403(b) Plan)
   2. Deferred Compensation Plan (457(b) Plan)
4. You have two (2) options: selecting forms that are available online or selecting forms that will need to be sent to you either via email, U.S. mail or fax.
   1. First we will go over selecting forms available to you online.
      1. Select "Click here to view a list of documents available online"
      2. This will take you to a new page that will have all the administrative forms that are available to you for downloading and immediate use.
      3. You will also notice that on this page you have access to the LifeSpan(SM) Asset Allocation Models investor quiz and asset breakdown as well as Fund Performance and Prospectus links
   2. Now we will go over selecting forms that need to be sent via email, U.S. mail, or fax.
      1. Select the forms that you would like sent to you
      2. Select Method of Delivery [U.S. mail, fax (enter fax number with area code) or email (enter email address)]
      3. Click "Submit"
      4. You will receive the forms requested in 3-5 business days.

For the Lincoln Multi-Fund Product:

1. For information on your Lincoln annuity account, please go to www.lfg.com.
2. After logging on to the site, click on "My Account".
   1. If you have not already registered on the ISC, it will prompt you to do so.
3. Once you log in to your account, there will be a list of options on the left hand side of the screen.
4. If you click on "Literature/Prospectus/Forms", a list of forms that are available online will appear.
5. For questions regarding these forms, or if you want to request a transaction not available using one of these forms, please call Lincoln customer service at 800-4Lincoln (800-454-6265).